Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Tax Deductions You Won't Believe Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative. Using Liquidity in Retirement To Beat Inflation While inflation can increase the risk of a down market early in retirement, you might have some options. IRA's: To Convert or Not To Convert Is it nobler to suffer the slings and arrows of your traditional IRA? It depends on your circumstances.